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Our Government
The private assessors are not always on the ball either.
I number of years ago I was buying a lake house in MA. The apprentice assessor schedules an appointment to view the property the day and time of the total eclipse of the sun. In the middle it gets dark and I run to the dock to take a look with my reflective foil. He asks me why it is getting so dark and why I keep running to the dock. Naturally he does not seem to me to be a leading light in the community.
When the appraisal comes back I know his bulb is really out. He has it much lower than the city appraisal, which is normally at least 10 percent lower than the market value and agreed to price, which was below market value. The comp properties are not in the area limits or time limits for a standard appraisal. In fact none are in the township I am purchasing the house in. None have acreage like the 2 acre lot mine had. I complain to his advisor, with no response. He is the brightest candidate they have. The bank then has to pay for a second appraisal and I am left with the added work and time.
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Our Government
Here we also have no codes and no inspectors. I think the map on the following link tells the tale.
The ownership concept only works if you own it and live in it forever. If no one cuts corners and does his best there is no problem, but human natures is such that we end up not knowing what is in the walls.
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Denis this is the only rates I could find which is death from fire not fire incident. There are a number reason for house fires and even with inspections someone can do something wrong.
Wyoming has state wide electrical codes and licencing of electricians. This is not the case in MS and AL. You can have regulations and not be burden some.
We lost a house and everything in MA do to a home owner breaking codes. We had the house inspected but you can not easily see in the walls.
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Denis;
I am not for over regulation and an army of inspectors, but I am not sure no control is a utopia either. Part of the problem is the inspector’s willingness to work against the home owner, his employer rather than for him. I see a similar problem with the police in this country. Beaurocrats tend to bred more beaurocrats and create work for their children.
I see spec. houses going up in MS with no roof structure to speak of. If we ever have an ice storm again the roofs will be down. If we have another wind storm I will be picking up pieces of these roofs in my yard. We will all be paying the bill in our insurance rates. I feel sorry for the families that will buy these houses as most have no idea what to look for.
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